ESSENTIAL JOB FUNCTIONS:

90% Administrative \& Support Duties

• Answers member telephone and email inquiries regarding existing loans and general questions regarding loan programs and all other credit union products and services. Greets members and coordinates meetings with appropriate department employee(s). Performs daily clerical and administrative duties as needed.

• Receives and processes incoming mail to include scanning and filing loan documentation

• Receives and logs new loan applications and performs initial organization of member loan files as needed. Orders initial processing documents as needed. Contacts the members to clarify the loan request and requests additional documentation or information from member as needed.

• Records appropriate notes in the loan origination system and CRM and logs pending documentation into the loan file.

• Responds to Real Estate service requests or forwards to the appropriate employee within the department.

• Orders appraisals, automated valuations, and broker’s opinion of value, preliminary title reports, full credit report, property verifications, or verifications of employment.

• Reviews valuations for accuracy and completeness, communicates with appraisers, loan officers, underwriters, and members to gather information and resolve issues or questions regarding valuations.

• Initiates appraisal orders for residential and commercial loans in accordance with guidelines

• Conducts in\-house and desktop valuations of commercial equipment to assess market value.

• Handle incoming hazard insurance and flood certificates and track in necessary systems Monitors file for receipt of those items and any other information necessary to complete the file; makes all necessary follow up phone calls to assure the receipt of such items. Ensures the secure delivery of collateral documentation to the appropriate parties.

• Assists with loan fundings, and close out of paid off loans

• Post\-closing duties such as scanning and preparing loan files for retention and filing.

• Prepares invoices to send to Accounts Payable

• Data entry as needed

• Assists with HMDA reports

10% Other Duties as Assigned

• Is responsible for ensuring annual registration requirement for the position are met.

• Meets the current standards as established for the department or branch in the completion of all assigned duties

• Performs other duties as assigned.

QUALIFICATIONS:

• High school graduate or equivalent

• Experience working with real estate loans is highly desirable.

• Must be registered with the National Mortgage Licensing System or become registered within 90 days of hire.

• Excellent clerical skills, including typing and operation of the 10\-key calculator and computer terminal

• Must have good written and oral communication skills.

• Responsible for abiding and complying with the policy for compliance with the Bank Secrecy Act and anti\-money laundering laws and regulations (BSA/AML) and the policy for compliance with office of foreign assets control laws and regulations (OFAC).

SENIOR REAL ESTATE LOAN REPRESENTATIVE:

Must meet all requirements, functions, and qualifications of Representative I plus the following:

JOB FUNCTIONS:

• Assist with writing procedures

• Assist with testing and projects

• Assist with training

• Assist with reporting

QUALIFICATIONS SENIOR:

• Includes all qualifications of level I, with 1\-2 years of experience in a lending environment and one year of real estate experience.

Only applicants who meet the minimum requirements for this position will be considered for an interview. This position is open until filled.

To be eligible for this position, applicants must be legally authorized to work in the United States without restriction. Credit Union 1 does not provide visa sponsorship.

Please note:

Credit Union 1 does not provide relocation assistance. If selected for an on\-site position, candidates will be responsible for relocating to Alaska prior to the agreed upon start date at their own expense. Thank you for your interest in this opportunity with Credit Union 1!

Background Screening Statement:

Candidates selected for a position at Credit Union 1 will be subject to a criminal background check prior to their employment. An offer of employment may be rejected or terminated based on receipt of an unacceptable background screening.

EEO Statement:

Credit Union 1 provides equal employment opportunities to all employees and applicants for employment, prohibiting discrimination and harassment of any type without regard to race, color, religion, sex, age, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identify or expression, or any other characteristic protected by federal, state or local laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.

E\-Verify Statement:

Credit Union 1 participates in E\-Verify and will provide the federal government with your form I\-9 information to confirm that you are authorized to work in the U.S. If E\-Verify cannot confirm that you are authorized to work, Credit Union 1 is required to give you written instructions and an opportunity to contact Department of Homeland Security (DHS) or Social Security Administration (SSA) so you can begin to resolve the issue before Credit Union 1 can take any action against you, including terminating your employment. Employers can only use E\-Verify once you have accepted a job offer an completed the Form I\-9\. For more information on E\-Verify, or if you believe that Credit Union 1 has violated its E\-Verify responsibilities, please contact DHS at 888\-897\-7781 or dhs.gov/e\-verify.

Credit Union 1 (CU1)

Job Details

Real Estate Loan Representative

Job Description